# Everwick Lending Group > Everwick Lending Group is a small-business funding broker at 170 E Pike St, Pontiac, MI 48342 (phone (248) 301-1846). It helps businesses in Pontiac, MI; Auburn Hills, MI; Birmingham, MI; Rochester, MI and across Oakland County, Michigan, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Everwick Lending Group matches business funding requests with funding partners; each partner reviews the request, makes its own credit decision and sets its own rates and terms. Everwick Lending Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Everwick Lending Group does not arrange personal, payday, auto title or mortgage loans, startup or SBA loans, or grants. Key facts: - Business type: small-business funding broker (not a lender) - Address: 170 E Pike St, Pontiac, MI 48342, United States - Phone: (248) 301-1846 - Apply: https://everwicklendinggroup.com/apply/ - Service area: Pontiac, MI; Auburn Hills, MI; Birmingham, MI; Rochester, MI and all of Oakland County, Michigan - Language: English ## Funding options - [Compare Business Financing Options in Pontiac, MI](https://everwicklendinggroup.com/business-loans/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, compares six financing options for Oakland County owners: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. Each is set against the purpose it serves, how it is paid back and the records a funding partner reads. - [Pontiac, MI Working Capital Loans: How They Work](https://everwicklendinggroup.com/business-loans/working-capital/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains working capital loans for Oakland County businesses: what they pay for, how payroll fits, how partners size the amount, the records they read, and how working capital compares with a line of credit or a merchant cash advance. County payroll figures come from the Census Bureau. - [Business Term Loans for Companies Around Pontiac, MI](https://everwicklendinggroup.com/business-loans/term-loans/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains business term loans for Oakland County owners: build-outs, second locations and business acquisitions, how a purchase loan is reviewed, the records a partner reads, how amortization works and how a term loan compares with a merchant cash advance. - [Pontiac, MI Business Lines of Credit: How They Work](https://everwicklendinggroup.com/business-loans/line-of-credit/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains business lines of credit for Oakland County companies: how a revolving limit works, commercial lines for employers, applying as an LLC, a line versus a term loan, and a line versus a merchant cash advance, with a worked interest example. - [Inventory Financing for Pontiac, MI and Oakland County, MI Companies](https://everwicklendinggroup.com/business-loans/inventory-financing/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains inventory financing for Oakland County stores, wholesalers and distributors: how stock-backed loans and lines work, how a partner values inventory, a clothing boutique example, inventory management records, and when a line of credit fits better than a single purchase loan. - [Using Equipment Financing in Pontiac, MI](https://everwicklendinggroup.com/equipment-financing/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains equipment financing for Oakland County businesses by equipment type: restaurant kitchens, dental and medical equipment, landscaping mowers and plows, construction and heavy equipment, and auto repair lifts and diagnostics. It also compares equipment loans, capital leases and operating leases. - [Using a Merchant Cash Advance in Pontiac, MI](https://everwicklendinggroup.com/merchant-cash-advance/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains merchant cash advances for Oakland County businesses: how an advance and its holdback work, why it is not a loan, how it compares with revenue-based financing, factoring and term loans, and what to total before signing. Legal wording is flagged for counsel. ## Industries - [Industries Served With Business Loans in Pontiac, MI](https://everwicklendinggroup.com/industries/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, groups funding notes by industry: kitchens, practices, salons and gyms, repair bays and lawn crews, stores, child care and hotels, contractors and machine shops, and professional offices. Fourteen industries have full pages; the rest are covered here with County Business Patterns counts. - [Construction Business Loans for Pontiac, MI Contractors](https://everwicklendinggroup.com/industries/construction/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains construction business loans for Oakland County contractors: credit lines for materials and payroll, construction and heavy equipment financing, how equipment terms are set, plumbing and HVAC contractors, and buying an existing contracting business, with County Business Patterns figures. - [Business Loans for Retail for Pontiac, MI Shop Owners](https://everwicklendinggroup.com/industries/retail/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains business loans for retail stores in Oakland County: retail business loans by purpose, storefront build-outs, records for small stores, what retail finance means, inventory versus working capital, and buying an existing store, with County Business Patterns figures. - [Restaurant Loans for Pontiac, MI Owners: Kitchens, Equipment and Cash Flow](https://everwicklendinggroup.com/industries/restaurants/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains restaurant loans for Oakland County owners: restaurant funding by purpose, what banks read, business and commercial loans for kitchens, small-restaurant records, equipment and buying an existing restaurant, with County Business Patterns figures for full-service and limited-service restaurants. - [Medical Practice Loans Across Oakland County, MI and Pontiac, MI](https://everwicklendinggroup.com/industries/medical-practices/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains medical practice loans for Oakland County physicians: equipment financing for exam and imaging equipment, working capital while claims are paid, build-outs, partner buy-ins and practice purchases, with County Business Patterns figures for physician offices and other practitioners. - [Dental Office Loans for Dental Offices in Pontiac, MI](https://everwicklendinggroup.com/industries/dental-practices/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains dental office loans for Oakland County dentists: dental practice loans by purpose, equipment for operatories and imaging, clinic build-outs, dental office acquisition and the records a partner reads, with County Business Patterns figures for dental offices. - [Salon Business Loans in Pontiac, MI: Options for Stylists, Nail Techs and Barbers](https://everwicklendinggroup.com/industries/salons/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains salon business loans for Oakland County stylists, nail technicians and barbers: beauty salon loans, how to get a business loan for a salon, nail salon and barber shop loans, hair salon equipment and buying a salon, with County Business Patterns and Nonemployer Statistics figures. - [How Gym Owners in Pontiac, MI Use Gym Business Loans](https://everwicklendinggroup.com/industries/gyms-and-fitness/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains gym business loans for Oakland County gym and studio owners: equipment financing, build-outs, how to get a loan for a gym, opening a new location, bank loans and small business loans for gyms, with County Business Patterns figures and a payment calculator. - [Auto Repair Shop Loans: A Guide for Pontiac, MI Mechanics and Garages](https://everwicklendinggroup.com/industries/auto-repair/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains auto repair shop loans for Oakland County mechanics and garages: small business loans for repair shops, 2-post and 4-post lift financing, diagnostic equipment, working capital for parts and payroll, and buying a shop, with County Business Patterns figures. - [Landscaping Equipment Financing in Pontiac, MI, From Equipment to Working Capital](https://everwicklendinggroup.com/industries/landscaping/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains landscaping equipment financing for Oakland County lawn and landscape crews: mower and trailer loans, lawn care equipment, snow plow loans, skid steers and working capital for crews, with County Business Patterns and Nonemployer Statistics figures. - [Grocery Store Loans in Pontiac, MI: What Grocery and Liquor Stores Should Know](https://everwicklendinggroup.com/industries/grocery-stores/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains grocery store loans for Oakland County grocers, convenience stores and liquor stores: grocery store financing by purpose, convenience store loans, how to get a loan for a grocery store, liquor store funding and buying a store, with County Business Patterns figures. - [Daycare Center Financing for Oakland County, MI Child Care Centers (Pontiac, MI)](https://everwicklendinggroup.com/industries/child-care/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains daycare center financing for Oakland County child care centers: commercial loans, daycare business loans, funding a center's growth, home daycare providers and child care facility loans, with County Business Patterns and Nonemployer Statistics figures. - [Hotel Loans in Pontiac, MI for Renovations, FF&E and Working Capital](https://everwicklendinggroup.com/industries/hotels-motels/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains hotel loans for Oakland County hotel and motel owners that are not property mortgages: renovation and FF&E funding, bridge needs during a renovation, business and commercial loans for hotels, and the records a partner reads, with County Business Patterns figures. - [Machine Shop Loans Arranged for Machine Shops in Pontiac, MI](https://everwicklendinggroup.com/industries/machine-shops/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains machine shop loans for Oakland County shops: machine shop financing, CNC machine loans, metal shop loans, what a machinery loan is, how to get one, and used CNC machine financing, with County Business Patterns figures for fabricated metal manufacturing. - [Comparing Law Firm Loans in Pontiac, MI](https://everwicklendinggroup.com/industries/law-firms/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, compares law firm loans for Oakland County firms: lines of credit for uneven fee collections, term loans for build-outs and practice purchases, merchant cash advance offers to firms and the deal terms when buying a practice, with County Business Patterns figures for legal services. ## Guides and calculators - [Business Financing Resources for Oakland County, MI and Pontiac, MI](https://everwicklendinggroup.com/resources/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, collects guides for Oakland County owners: the Pontiac zoning map and building permits before a build-out, the types of business lenders in Michigan and what each reviews, and a gym business loan calculator. Official sources are named, and links are given only where verified. - [Pontiac, MI Zoning Map and Building Permits: What Owners Check Before a Build-Out](https://everwicklendinggroup.com/resources/pontiac-mi-zoning-and-building-permits/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, explains how the Pontiac zoning map, zoning ordinance and building permits affect a business build-out and its funding: which office handles what, the steps from zoning check to certificate of occupancy, what partners ask for and how to plan a timeline. Rules and fees are flagged for counsel. - [Banks, Credit Unions and Online Lenders for Michigan Small Businesses (Pontiac, MI)](https://everwicklendinggroup.com/resources/types-of-business-lenders-in-michigan/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, compares the types of commercial lenders serving Michigan businesses: commercial and community banks, credit unions, community development lenders, online lenders, equipment finance companies and merchant cash advance providers. It covers what each reviews and where partner matching fits. No lender is named or endorsed. - [Gym Business Loan Calculator for Pontiac, MI Owners (Oakland County, MI)](https://everwicklendinggroup.com/resources/gym-business-loan-calculator/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, offers a gym business loan calculator for Oakland County gym and studio owners: enter an amount, an annual rate and a term to estimate the monthly payment and total interest. The page explains the inputs, a worked example in members per month, and what the result leaves out. ## Areas served - [Business Loans in Pontiac, MI: Oakland County, MI Facts and Funding Paths](https://everwicklendinggroup.com/pontiac-mi/): Everwick Lending Group, the Pontiac, Michigan small-business funding service, sets out Oakland County's Census business figures: employer and nonemployer counts, size classes, leading sectors, ZIP-level counts, self-employment and building permits. It also covers the lenders that serve the county and the local tax records a partner may ask about. - [Where We Arrange Business Loans Near Pontiac, MI](https://everwicklendinggroup.com/service-areas/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, lists the areas it serves: Pontiac and Oakland County, Auburn Hills, Rochester and Birmingham with their own pages, and nearby towns described with ZIP Code Business Patterns figures. It also covers Oakland County business searches and assumed name (DBA) filings. - [Working Capital and Equipment Loans in Auburn Hills, MI](https://everwicklendinggroup.com/service-areas/auburn-hills-mi/): Everwick Lending Group, the Pontiac, Michigan funding service, handles Auburn Hills requests by phone and through the online form. This page gives ZIP 48326 employer figures and sectors from ZIP Code Business Patterns, Auburn Hills self-employment from the American Community Survey, and what a partner reads before funding a build-out or equipment. - [Rochester, MI: Small Business Loans Close to Home](https://everwicklendinggroup.com/service-areas/rochester-mi/): Everwick Lending Group, the Pontiac, Michigan funding service, handles Rochester requests by phone and through the online form. This page gives ZIP 48307 employer figures and sectors from ZIP Code Business Patterns, Rochester self-employment from the American Community Survey, notes on commercial real estate listings and local licenses, and the request steps. - [Business Loan Requests From Birmingham, MI](https://everwicklendinggroup.com/service-areas/birmingham-mi/): Everwick Lending Group, the Pontiac, Michigan funding service, handles Birmingham requests by phone and through the online form. This page gives ZIP 48009 employer figures and sectors from ZIP Code Business Patterns, Birmingham self-employment from the American Community Survey, and notes on restaurant equipment, physician practices, commercial space and the records partners read. ## Company - [Small Business Loans in Pontiac, MI: Payroll to Equipment](https://everwicklendinggroup.com/): Everwick Lending Group is a Pontiac, Michigan service that matches small-business funding requests with partners. Requests can be sent by phone or through the online form from Pontiac and the rest of Oakland County. Each request is framed by its purpose and due date and matched with funding partners, who review it and decide. Six funding types are compared on this site. - [The Business Loan Process in Pontiac, MI, From Request to Decision](https://everwicklendinggroup.com/how-it-works/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, sets out how a funding request moves: opening conversation, shortlist of funding types, partner review and your decision. The page covers how partners judge a commercial loan request, how to apply online, what affects the timeline and where property purchases fit. - [Common Questions About Small Business Funding in Pontiac, MI](https://everwicklendinggroup.com/faq/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, answers owner questions on business funding: what a commercial loan is, whether a merchant cash advance makes sense, what it takes to qualify, where to apply, buying an existing business and the meaning of term loan A and B. Legal points are flagged for counsel. - [About Everwick Lending Group, Serving Pontiac, MI Business Owners](https://everwicklendinggroup.com/about/): Everwick Lending Group is a Pontiac, Michigan service that matches small-business funding requests with partners. It takes requests by phone and online form, frames each by its purpose and due date, and matches it with funding partners who make their own decisions. This page covers how the service works, which industries its pages cover and how to reach the company. - [Questions About a Pontiac, MI Business Loan? Contact Everwick Lending Group](https://everwicklendinggroup.com/contact/): Everwick Lending Group, the Pontiac, Michigan small-business funding service, answers by phone and through its online request form. This page gives the phone number and listed address with a map, what to have in mind before calling about a restaurant or dental office, and what the first call covers. - [Apply for Business Loan Options From Pontiac, MI](https://everwicklendinggroup.com/apply/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, takes funding requests on this page's form or by phone. The form asks for full name, phone, email, company name if any, and three range picks, and ends with a required consent box. This page explains each field and how it differs from a bank or credit union application. - [Disclosures for Everwick Lending Group, Pontiac, MI](https://everwicklendinggroup.com/disclosures/): Everwick Lending Group, a small-business funding service in Pontiac, Michigan, sets out its role here: it matches funding requests with partners and does not fund them itself. Partners review requests and make their own decisions. The page also covers merchant cash advances, information sharing and what to check in any offer before you accept it. ## Optional - [Full text of every page](https://everwicklendinggroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://everwicklendinggroup.com/sitemap.xml)